There was a problem returning the RSS feed.
There was a problem returning the RSS feed.

:

Good Reminder That The Market Gets to Decide What Matters

5/26/2026 2:32 PM

Good Reminder That The Market Gets to Decide What Matters If oil, Treasuries, stocks, and the rest of the market were completely closed, and if we could only estimate the probable impact of the news that"s been available over the past 3 days, it would be hard to make that case that bond yields should be any...Read More

Mortgage Rates Move Moderately Lower

5/26/2026 1:48 PM

Although mortgage rates are still relatively close to their highest levels in 9 months, they continue moving lower after hitting those highs as the beginning of last week. Today"s improvement follows news over the weekend that the U.S. and Iran are even closer to agreeing on a framework that would end the war. The war remains a key source of volat...Read More

HELOC, HOA Lien Monitoring, AI, Developer Platform Tools; Webinars and Training

5/26/2026 10:25 AM

The gap between where rates are and where households “need them to be” is suppressing labor mobility, distorting retirement decisions, and reshaping expectations about generational wealth building: 56 percent of working Americans have either turned down a job requiring relocation or say they would, and 20 percent have already turned down a job, pro...Read More

Much Stronger Start as Peace Deal Expectations Improve

5/26/2026 8:35 AM

On Sunday evening, the NYT ran a story that the U.S. and Iran had agreed in principle to end the war and reopen the Strait of Hormuz. The key distinction versus previous rumors/reports is that the issue of nuclear material is being left as "TBD." Subsequent headlines mentioned several military strikes, but the market didn"t react (it"s been fairly ...Read More

Bonds Scratch Out a Win Amid Dueling Headlines

5/22/2026 2:05 PM

Bonds Scratch Out a Win Amid Dueling Headlines Bonds remain surprisingly willing to react to the most seemingly insignificant war-related headlines. Today it was the much-debated geographical location of Pakistan"s lead negotiator, Asim Munir, that set the tone. Bonds rallied on early accounts that he was e...Read More

Mortgage Rates End Week Roughly Unchanged

5/22/2026 12:19 PM

Mortgage lenders rely on the bond market to generate mortgage rates. In addition to being fully closed on Monday for Memorial Day, bonds also close 3 hours earlier than normal on the preceding Friday (i.e. today). The abbreviated trading session was fairly uneventful for rates despite some back-and-forth volatility in response to diplomacy headlin...Read More

Builders Breaking Ground at Fastest Pace in 2 Years

5/22/2026 11:36 AM

Residential construction activity was mixed again in April, as building permits rebounded while housing starts pulled back modestly from March’s stronger pace. The latest Census Bureau data continues to reflect a construction sector navigating uneven demand and affordability pressures. Privately owned housing starts fell 2.8% to a seasonally adj...Read More

Borrowers Shift Toward ARMs as Fixed Rates Climb

5/22/2026 11:31 AM

Mortgage applications pulled back last week as rising rates weighed on homebuyer demand, while refinance activity remained largely flat. The Mortgage Bankers Association (MBA) reported a 2.3% decrease in total application volume on a seasonally adjusted basis for the week ending May 15. The decline was driven primarily by softer purchase activit...Read More

Builder Sentiment Improves Slightly as Mortgage Rates Continue to Weigh on Demand

5/22/2026 11:04 AM

Builder confidence improved modestly in May, though sentiment remained subdued as elevated mortgage rates, affordability pressures, and broader economic uncertainty continued to weigh on the housing market. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) increased three points to 37 . While the gain marks a...Read More

Credit and Verification, Warehouse, AI Processing Tools; Basel III Update; Rates Higher for Longer?

5/22/2026 10:49 AM

Wanna know the new buzz acronym? Residential Transition Loans (RTL): financing for properties in transition, including fix-and-flip, bridge, and rehab deals. Catch the wave… people always need to borrow money! Now, if only income guidelines by the Agencies matched how incomes have changed. Change is constant: “Rob, if you think inflation is bad, ho...Read More

---